White paper

Navigating the Regulatory Landscape of Digital Lending in India (2023)

Why should you read this?
The digital lending market in India is rapidly expanding, driven by technology adoption and smartphone penetration. However, this growth has led to an increasingly complex regulatory landscape for lenders to navigate. The Indian government has introduced various measures to regulate digital lending platforms, safeguard consumers, and ensure fair business practices. As a result, complying with these regulations has become a significant challenge for lenders, particularly those who are new to the market. This whitepaper provides an overview of the current regulatory framework for digital lending in India, including the laws and regulations that lenders must follow. It also discusses recent regulatory changes and their impact on digital lenders. Furthermore, the paper highlights the key challenges that lenders face when complying with regulatory requirements and provides practical guidance on how to overcome them. Some of the topics covered in this whitepaper include:
  • The regulatory landscape for digital lending in India
  • The laws and regulations governing digital lending in India
  • Recent regulatory changes affecting digital lending in India
  • Challenges faced by lenders in complying with regulatory requirements
  • Best practices for digital lenders to navigate the regulatory landscape
This whitepaper aims to provide valuable insights to expert readers in the digital lending industry, including lenders and other stakeholders. It seeks to help them better understand the complex regulatory environment in India and navigate it with greater ease.

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